Tuesday, July 29, 2008

How to pick the right Credit Card for you

Do you know where you can find the best credit cards? I think that everyone is always looking for low interest credit cards but that may not always be the first thing you want to think about when you are looking for a best credit cards that fits your lifestyle. Some cards with low interest rates might charge you a yearly fee. Be careful also with filling out every online application for a credit card because if you have online credit card approval for too many cards you may be rejected for the card that is best for you. If you are carrying a high interest balance on one of your cards the best card for your situation might be to look at balance transfer credit cards. For me, I never carry a balance and so I am not worried so much what is the interest rate on the card or being able to transfer from another card. What I found to be in my best interest are cash back credit cards. The card I currently have is actually not a cash back card but has a rewards program so I can order from a catalog of stuff. I was able to get a new digital camera just from using my Credit Card. I buy almost everything with the credit card so I can build up my reward points.


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